I regularly have legal arguments with insurers about proving my clients have actually suffered an injury at work. From my experience, workers often think “she’ll be right” or “it’s just a muscle strain, I’ll rest it up”. Unfortunately, that does lead to problems later down the track if a workers’ compensation claim is lodged. The process of a personal injury claim is very impersonal and insurers will use any fact or inconsistency to deny a claim.
One of the most common arguments insurers put up against claims is that the injury was not reported or was reported many days or sometimes weeks later. In this way, they try to deny the claim saying it could have happened outside work or that the injured person cannot be believed.
The most important tip I can give is to report an injury when it happens and to make sure it is recorded. If you are uncomfortable reporting to an employer, at least see your doctor, chiropractor or physiotherapist about it. Ensure you explain how and when you were injured, and how you feel.
Reporting an injury as soon as you can is crucial and may mean the difference between your claim being accepted or denied. If you are confused or would like to discuss the process involved, get in touch with one of our experienced injury lawyers at Carew Lawyers, we will be happy to help.