On 11 November 2015, the Queensland State Government formally announced that it will be undertaking a review of Queensland’s Compulsory Third Part (CTP) Scheme to bring it in line with the National Injury Insurance Scheme (NIIS).
What is the National Injury Insurance Scheme?
THE NIIS will provide lifetime care and support for those people who are catastrophically injured in a car accident. The initial focus of the NIIS and the Lifetime Care and Support Scheme in Queensland will be on people injured in car accidents, regardless of who is at fault.
In time, it is proposed that the NIIS be extended to other forms of accidents such as workplace accidents, medical negligence and other public liability injuries.
Why is the NIIS in Queensland important?
Currently, in Queensland, the CTP scheme or car accident compensation only covers people injured in a car accident if they can prove that someone else has been at fault. There are, unfortunately, far too many Queenslanders injured every year in car accidents who therefore are not entitled to receive any care and support or compensation for an injury which they suffer. This is usually where they are unable to identify someone at fault or, alternatively, where they themselves have caused the accident.
The introduction of the NIIS in Queensland will ensure that those Queenslanders with catastrophic injuries from a motor vehicle accident, will be provided lifetime care and support.
How will the NIIS be implemented in Queensland?
As the initial focus of the NIIS will be on those Queenslanders injured in car accidents, the state government has announced that they will be reviewing the motor vehicle accident or CTP scheme.
Changing Queensland’s CTP Scheme
Whilst introducing a lifetime care and support scheme for those Queenslanders catastrophically injured in a motor vehicle accident is a commendable action by the Queensland State Government, it is important to ensure that those with lesser injuries are not disadvantaged. The Australian Lawyers Alliance (ALA) supports the proposed introduction of the National Injury Insurance Scheme in Queensland.
However, the ALA have also urged that the opportunity to introduce a lifetime care and support scheme for Queenslanders injured in a car accident should ensure any changes are balanced and that existing rights are maintained. The ALA’s public comment can be read at: www.lawyersalliance.com.au/news/scheme-2-support-qlders-badly-injured-in-car-accidents-welcome
Fairness for all Queenslanders means ensuring that existing rights in the CTP compensation scheme are maintained, and also our scheme is strengthened by introducing a Lifetime Care and Support Scheme for those who are catastrophically injured. This is a minimum obligation for any government which is serious about the safety, health and wellbeing of its citizens.
Welcoming the National Injury Insurance Scheme in Queensland is a commendable step to improving the lives of all Queenslanders who are injured on our roads.
Further information about the review of Queensland’s CTP scheme and the introduction of the National Injury Insurance Scheme can be found at:
1. Motor Accident Insurance Commission website – www.maic.qld.gov.au
2. Queensland Parliamentary website – https://www.parliament.qld.gov.au/work-of-committees/committees