The existing Compulsory Third Party scheme is seeing some Western Australian car owners not receive the compensation they deserve. The state government has proposed three options for a no-fault comprehensive third-party catastrophic insurance scheme to resolve this, with lawyers supporting an option which keeps people’s legal rights and extends assistance to those who would not receive compensation under the current scheme.
Western Australians could be paying an additional $101 every year to make this a reality. Although it may cost more, it would provide no-fault cover to those inj
ured on the roads. It would also protect existing legal rights to claim compensation. The scheme offers a safety net for all people injured on the road, giving victims the option to seek lump sum compensation without slashing people’s rights.
An alternative option, that does not include the increase, would result in reducing the rights of many road users who are significantly injured. Such an option was taken in South Australia and has since seen backlash from residents and lawyers alike. Many injured road users have had their legal rights demolished. The issue is particularly important following an accident involving Western Australian resident, Warrick Proudlove. Proudlove’s family tried to sue the driver of a car in which he was travelling when it struck a horse in 2011, leaving him with catastrophic injuries. They failed and his family is struggling to pay for his rehabilitation and round-the-clock care.
The proposed option of increasing CTP premiums by $101 is a cost to car owners, however, it will provide a vital safety net for all road users to access proper medical care if they are injured. If you want to find out what has changed in motor vehicle accident law for Western Australia or would like to know your rights in your own state, My Car Accident Lawyer can help. Contact us today to find out more.