Car accidents can be very expensive. Vehicle repairs and medical treatment comes at a price, and someone has to pay for it. So what do you do if you have no insurance, but you were involved in an accident?
- Compensation for Car Damage
If the other driver caused the accident, then you may be entitled to compensation. First, you should make a claim against the other driver’s insurer. You will be required to provide an accurate estimate for repairs, so you will need to have a mechanic look over your vehicle and provide a quote.
If you were at fault, then you may be required to pay for all damages incurred as a result of the accident. In situations where both drivers are determined to be equally at fault, then you may be required to pay half of the damages.
- Compensation for Personal Injury
Compensation for personal injury is handled through the other driver’s compulsory third-party insurance (CTP). You will need to lodge a claim against their CTP insurer. This should be done as soon as possible because the CTP insurer will generally then pay for your treatment and rehabilitation. Quick lodgement of a claim is also important as there are time limits within which to lodge a claim.
Recovering after a car accident can be stressful. Make the process as easy as possible by contacting Carew Lawyers. Our team of experts is available to advise you of limitation periods, answer your questions and help you handle every step in the claim process.