What is Total and Permanent Disability (TPD)?
TPD is a type of insurance, which covers you if you cannot work because of illness or injury. It commonly comes as part of your superannuation.
If you have superannuation, then you will likely have total and permanent disability (TPD) insurance.
How does Total and Permanent Disability insurance work?
When you have a superannuation account, your fund will buy TPD insurance on behalf of you. This is called group insurance cover, which you and other members of your fund may be entitled to, should you suffer a total and permanent disability at work.
The TPD insurance policy is a very important document, because it determines whether or not you are eligible for TPD cover and what you have to prove to successfully claim TPD benefits.
Click on the free TPD information pack below which may help you determine if you’re eligible to make a claim.